
The health reform legislation passed in the House Sunday contains numerous provisions related to long-term care.
One of these provisions is the Community Living Assistance Services and Support (CLASS) Act, which was originally introduced by the late Senator Edward Kennedy. The CLASS Act will make long-term care insurance available to all Americans, who will be automatically enrolled with the choice to opt out.
Individuals will begin paying a premium immediately and, after five years, those with functional limitations have the option of receiving a cash benefit of around $50 a day that can be used to offset the cost of long-term care services.
"The CLASS Act will help offset the high cost of long-term care services for aging and disabled populations. In particular, these funds will allow individuals flexibility to receive services in their homes and potentially prevent admissions to nursing homes," says Katherine McCarthy, business account manager at PointRight in Lexington, MA. "The overarching goal of healthcare reform is to make healthcare both more accessible and affordable in the U.S. Long-term care expenses, particularly in aging populations, are among the most costly to Medicare and Medicaid today.
The plan is to keep older persons and the disabled at the mercy of "cheap" and under-funded government-provided care by restricting access to skilled nursing facilities.
What is most apparent, is the intention of the government to allow disabilities and infirmities instead of preventing them from occurring in the first place.
Whether this is payback to SEIU or not is not the point of primary interest.
That it is in the worst interests of the population is.
Protecting one's self from developing chronic illnesses and dependence is what's important.
loss of lean muscle mass and strength
fractures (these are related to loss of strength and muscle)
cognitive dysfunctions
illnesses (e.g., cancer, cardiovascular diseases, stroke, etc.)
Cardiovascular Diseases:
Angina Pectoris
Congestive Heart Failure
Coronary Heart Disease
Hypertension (high blood pressure)
Myocardial Infarction (Heart Attack)
Stroke
Chronic Obstructive Pulmonary Disease
Cognitive Disorders:
Including Alzheimer Disease
Mental Disorders:
Depression
Type 2 Diabetes
Osteoporosis
Sarcopenia